Built for Insurance Underwriting Workflows
Every feature is designed to deliver the health data underwriters need while giving applicants the frictionless experience they expect
Applicant-Facing Health Assessment
The screening experience that keeps applicants in your pipeline
Comprehensive Vital Signs Panel
A single 30-second scan captures heart rate, heart rate variability, respiratory rate, and stress indicators. Applicants receive a complete health data submission without scheduling an appointment or waiting for a nurse to arrive.
Any Smartphone, Any Browser
Circadify runs on iOS and Android devices through native apps or mobile browsers. No hardware to ship, no app download required for web-based flows. The applicant clicks a link and scans immediately.
Sub-Minute Completion Time
The entire assessment takes 30 seconds of face time with the camera. Including instructions and result confirmation, most applicants complete the full flow in under two minutes from link click to submission.
Guided Applicant Experience
On-screen prompts walk the applicant through positioning, lighting, and stillness requirements. The guided flow ensures consistent data quality without requiring a technician or support call.
Applicant-Facing Health Assessment
Underwriting Integration Layer
How digital health assessment data reaches your decision engine
Real-Time API Data Delivery
Structured health assessment results are delivered via webhook or REST API within seconds of scan completion. Heart rate, HRV metrics, respiratory rate, and stress scores arrive in JSON format ready for your rules engine or underwriting workbench.
Configurable Risk Signals
Work with your actuarial team to define which vital signs thresholds trigger straight-through processing versus manual review. Circadify delivers the raw data and derived scores your underwriting rules need to route decisions appropriately.
Compliance-Ready Privacy Model
All biometric processing occurs on the applicant's device. No facial video is transmitted to or stored on Circadify servers. Only structured vital signs data is delivered to your systems, simplifying HIPAA, state privacy, and GDPR compliance considerations.
Underwriting Integration Layer
Digital Assessment vs Traditional Paramedical
| Feature | GetHealthScan | Traditional Methods |
|---|---|---|
| Applicant completes in < 1 minute | ||
| No scheduling or nurse coordination | ||
| Results delivered in real time | ||
| Blood and fluid lab panels | ||
| Vital signs data capture |
Experience GetHealthScan Today
See what contactless vitals monitoring can do — try it free.