How the Digital Health Assessment Works
From applicant link to underwriting data in under two minutes, with no scheduling, no hardware, and no nurse visit
Simple Steps to Get Started
Measuring your vitals takes less than a minute
Applicant Receives Assessment Link
Your application workflow triggers a digital health assessment link via email, SMS, or embedded in your portal. The applicant opens it on their smartphone. No app download is required for web-based deployments, and no appointment scheduling is needed.
Guided 30-Second Facial Scan
On-screen instructions guide the applicant to position their face in the camera frame under adequate lighting. The scan runs for 30 seconds, capturing micro-variations in facial skin color caused by blood flow to derive vital signs data.
On-Device Processing and Results
All biometric analysis happens locally on the applicant's device. Heart rate, HRV, respiratory rate, and stress indicators are computed without transmitting facial video. The applicant sees a confirmation screen with their completed assessment.
Data Delivered to Underwriting
Structured vital signs data is transmitted to your underwriting platform via API in real time. Results arrive in seconds, ready for your rules engine to route the application through straight-through processing or flag it for manual review.
See the Full Applicant Journey
Walk through the digital health assessment as an applicant would experience it, then see how the data arrives in your underwriting systems. Request a live demo.